Only 51% of full-time students earned 24 or more credit hours in their first year. Less than a third (28%) earned 30 or more hours of credit. The average full-time student does not even attempt enough credits to complete a bachelor’s degree in four years. Across their first year of study, the average full-time student attempted fewer than 27 credits and earned fewer than 22. Given existing credit completion rates, this means the average full-time student is not on track to complete a bachelor’s degree even in five years.